Home Buying Resources
Answering Your Triangle Area Home Buying Questions
Buying a new home can be a bit unnerving, especially if you’re a first-time home buyer. Educating yourself is key to making the process stress free and finding a home that fits your lifestyle and your family’s needs. Before you begin your Triangle Home Search, be sure that you know the basics. The information below will give you an idea of where to begin. When you are informed, Angie’s Team will be able to ensure that you have a pleasurable home buying experience and make an informed home buying decision!
Q – I am a first time home buyer. Where should I start?
A – You already have! Fact-finding and reading articles is a great way to become a smart consumer. The most important thing to focus on before you begin searching for specific areas, neighborhoods, or homes would be to:
- Analyze your personal finances.
- Learn about the Triangle real estate market.
- Create and follow a budget and eliminate as much debt as possible.
- Have a down payment and earnest money ready when the time comes to act and make your offer.
Your most important step is to contact us! As your personalized home buying specialists, we will walk you through the entire process, protect your interest, and work hard for you even after the contract is signed! We will manage the details of the real estate transaction on your behalf and ensure your complete satisfaction. More experienced buyers usually have an idea of what they expect from their buying experience. We make it our business to exceed all expectations of our clients!
Q – I am nervous about the loan process. There has been a lot of talk about bad mortgage products and home foreclosures. How will I know which type of loan to select?
A – After we have met and had the opportunity to review your finances along with your home buying needs, I will assist you with selecting a lending consultant. We work closely with several trusted and professional lenders, or you can also choose to use your own. It is very important that you have confidence in your lender. It will improve your experience greatly if you know this person has your best interest in mind. They should speak to you in easy to understand terms. Don’t be afraid to ask lots of questions, and never sign any document until you know what you are signing and feel completely comfortable with signing it. More and more lending professionals are recommending fixed interest rate loans, and interest rates are still very attractive. Of course, choosing the type of loan that is best for you depends on several factors. Here are just a few:
- How much money do you have for a down payment?
- How long do you plan to live in the home?
- Do you qualify for a FHA or VA loan?
Because more homes are on the market here in Triangle area, you have a plethora of choices and the time is right for you to buy!
Let’s Get Started!
Are you ready to schedule your home buying consultation? If so, contact us today and lets get started!
If your still not sure, read some of our testimonials from our many extremely satisfied clients, and then give me a call so we can discuss why A Cole Realty is the right company to for you!